国外的账单中，"Balance" 和 "Credit" 都有余额的意思，这两个单词如何辨析？ - 知乎
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要正确理解credit, 可以这么想：一切对客户有利的记账额都是credit（向着客户利益的记账额）, 再简单粗暴一点说，该公司要给你发钱了，就得credit你的账户（实际是计入你的账户中，这对普通的客户账户来说需要支付的余额即balance就变小了）
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